Did you use your Visa or Mastercard debit card or Visa, Mastercard, or Discover non-rewards credit card to make a purchase from 2015 to 2022?
You could be part of a class action lawsuit against American Express Company and American Express Travel Related Services Company, Inc. (“Amex”).
You could be affected by a class action lawsuit against American Express Company and American Express Travel Related Services Company, Inc. (“Amex”). The lawsuit claims that Amex has rules or provisions in its merchant agreements that do not allow merchants who accept American Express cards for payment to “steer” or encourage customers to pay with a different card that may charge the merchant a lower fee. Merchants then raise their prices to cover the Amex fee and charge all customers the same price. Therefore, customers who do not use an Amex card to make purchases end up paying more money than they would have without these rules.
Generally, you are included in one of the debit-card classes if you are a person who is a Visa or Mastercard debit card holder, and you, or an authorized user, used this debit card to purchase a good or service from a Qualifying Merchant (see FAQ 6) in Alabama, the District of Columbia, Illinois, Kansas, Maine, Mississippi, North Carolina, Oregon, or Utah. Your account address and the purchase made had to be in the same state and in Alabama, the District of Columbia, Maine, North Carolina, Oregon, or Utah from January 29, 2015, to June 1, 2022, or in Kansas, Illinois, or Mississippi from January 29, 2016, to June 1, 2022.
Generally, you are included in one of the non-rewards credit-card classes if you are a person who is a card holder, you have a Visa, Mastercard, or Discover general purpose credit or charge card account that does not offer credit card rewards or charge an annual fee, and you, or an authorized user, used this card to purchase a good or service from a Qualifying Merchant (see FAQ 6) in the District of Columbia, Kansas, or Illinois. Your billing address and the purchase made had to be in the same state and in District of Columbia from January 29, 2015, to June 1, 2022, or in Kansas or Illinois from January 29, 2016, to June 1, 2022.
The Court has not decided whether Amex did anything wrong, and the case will be scheduled for trial. There is no money available now and no guarantee there will be. However, your rights are affected, and you have a choice to make now.
| Description | Due Date | |
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DO NOTHING |
Stay in this lawsuit. Await the outcome. Possibly get benefits. Give up certain rights. By doing nothing, you keep the possibility of getting money or benefits that may come from a trial or settlement. But you give up any rights to sue Amex on your own about the claims in this lawsuit. |
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EXCLUDE YOURSELF |
Get out of this lawsuit. Get no benefits from it. Keep your rights. If you ask to be excluded from the lawsuit, you will not get any money or benefits that may come from a trial or settlement. But you keep any rights to sue Amex on your own about the claims in this lawsuit. |
Your options are explained in this notice. To ask to be excluded, you must act by May 2, 2025.
Lawyers must prove the claims against Amex at a trial. If money or benefits are obtained in the future, you will be notified about how to ask for a share.